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Omnibus hearing
A pretrial hearing normally scheduled at the same time the trial date is established. Purpose of the hearing is to ensure each party receives (or "discovers") vital information concerning the case held by the other.
Actual Cash Value (ACV)
The value of your property, based on the current cost to replace it minus depreciation.
Frequent or unsafe lane changes
In driver test books there are laws that state what type of passing may be done acording to the yellow lines paited in the road or highway. There are some laws that regulate the distance that a lane change can be made related to an intersection.
Velocity
Speed and direction; used to describe a mode of functioning which is efficient and tightly aligned with conscious intention.
Tort
An injury or wrong committed, with or without force, to the person or property of another, which gives rise to a claim for damages.
Accident
What auto insurance is designed to cover. Accidents may be considered either at fault or not at fault. If you have at fault accidents on your driving record, your rates will be higher.
Using cell phone
Some state have banned types of cell phone use while driving. This can be very dangerous and my be a cause of an accident.
Risk assessment
The determination of the probability of failure of a component or system.
Adjudication
A judgment or decree Adversary system - Basic U.S. trial system in which each of the opposing parties has opportunity to state his viewpoints before the court. Plaintiff argues for defendant's guilt (criminal) or liability (civil). Defense argues for defendant's innocence (criminal) or against liability civil).
Reaction Time
The motorist who is not alert cannot cope with a sudden emergency as quickly as is necessary. An overly relaxed driver requires more time to react to an emergency than does an alert one.
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